FEGLI vs Fed Legacy Savings Calculator

Find out how much Fed Legacy can put back in your pocket.
Please enter a number from 18 to 65.

Optional Insurance

Fed Legacy
Total Coverage

$112,000

$4.50/pay period

FEGLI
Total Coverage

$112,000

$11.79/pay period

FED Legacy puts money back in your pocket!

What is "Option A - Standard"?

You may elect Option A-Standard life Insurance in the amount of $10,000.00.

The cost of Option A -Standard insurance depends on your age. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday.

What is "Option B - Additional"?

You may elect Option B insurance in an amount equal to one, two, three, four, or five times your annual basic pay (after rounding up to the next even $1,000).

The cost of Option B insurance depends on your age. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday.

What is "Option C - Family"?

Option C provides life insurance for your spouse and eligible dependent children. When you elect Option C coverage, all of your eligible family members are automatically covered.

Unlike in the past, you may now choose one, two, three, four, or five multiples of coverage. Each multiple is equal to $5,000.00 for your spouse, and $2,500.00 for each of your eligible dependent children. You, as the insured enrollee, receive the life insurance payment when an eligible family member dies.

Disclaimer:

The calculations provided are calculated based on the average cost from your costs at your current age as well as the gradual increases you’ll experience through your selected retirement age.